Losing a key shareholder through critical illness, injury or death can cause big problems to a business. Their shares will pass to their estate and this can result in a number of scenarios that can be potentially damaging to the business. In once scenario, the shares could end up with… Read the full article
The coronavirus pandemic has created some big shifts in how we’re living our lives. The enforced ‘lockdown’ has seen many more people working from home, children being home schooled and families spending more time together – and in particular, more time outside making the most of our daily exercise time…. Read the full article
The coronavirus pandemic has forced many people to take a closer look at their finances – and in particular, how they can protect their income due to the sudden increased risk to their health. In this post, we’ll be answering the commonly asked question; is income protection insurance worth it?What… Read the full article
During this global pandemic, the health and safety of your friends and family are of course your primary concern, but for many, money worries are a close second. If like many others you’ve found yourself managing your finances on a reduced income due to loss of business, loss of employment… Read the full article
The world of mortgages and finance is full of jargon and sometimes it can be difficult to know your APR from your LTV… This glossary breaks down all the common (and not so common) terms associated with the credit industry so that it’s a bit less like a foreign language…… Read the full article
As a first-time buyer, one of the biggest struggles can be having to save for a house deposit. While there are many options out there, most mortgage lenders require a minimum of 10% as a deposit. Although according to the Money Advice Service, the average first-time buyer actually puts down… Read the full article
Add Content Block Choosing a good time to get a mortgage can often feel like a bit of a lottery – especially recently when the economic climate in the UK has been so unpredictable, due to uncertainty caused by Brexit and the General Election. So with Brexit officially taking place on… Read the full article
This is a question we’re asked all the time – and it’s not surprising, as saving for a deposit can be one of the biggest blockers stopping people from buying a house. So, when it comes to your house deposit, how much do you need? Before we answer that, we should probably… Read the full article
No one wants to go through the trouble of finding and applying for a mortgage, only to be declined. As well as being frustrating, it can also stop you from buying your chosen house. So, what stops you getting a mortgage? It’s handy to know any potential issues so that… Read the full article
If you’re looking to learn a little more about the world of subprime mortgages, you’ve come to the right place! First of all, let’s cover the most important question…What is a subprime mortgage?A subprime mortgage is a type of mortgage that’s available for people with a poor credit history. If… Read the full article
