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Whitton House
20 Market Place
Newark
NG24 1EA

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What Do Mortgage Companies Look for on Bank Statements?

what do mortgage companies look for on bank statements

It’s no secret that applying for a mortgage involves a lot of paperwork and this can often feel quite stressful – especially when you’re asked to provide bank statements to your mortgage lender and effectively open the doors to your personal finances. So why do they even need this information? In… Read the full article

Beginners Guide to Getting a Buy-to-Let Mortgage

buy-to-let mortgage

Property investment can be a great way to make some easy income – but before you become a landlord, you’ll need a buy-to-let mortgage in order to purchase your rental property…What is a buy-to-let mortgage?Simply put, these are mortgages which are specifically designed for people who want to buy property… Read the full article

A Step by Step Guide to Buying a Home

Planning on moving home? It doesn’t need to be stressful! Here’s a simple breakdown of everything you’ll need to consider along the way… Decide Your BudgetYour first step! It’s important to know how much you can afford before you start looking at houses. There’s nothing more disappointing than falling in love with… Read the full article

Is a Fee-Free Mortgage as Good as It Sounds?

The number of fee-free mortgages being offered by lenders is increasing in a bid to get more borrowers. According to Moneyfacts approximately 40% of the available deals on mortgages in July this year came without any fees. Is there a catch? A fee-free mortgage is very enticing but before you… Read the full article

Gap between fixed and standard variable mortgages now at its widest in a decade

With the recent interest rate increase the gap between a fixed-rate mortgage and a variable rate mortgage is now at its widest for 10 years. What can you do to avoid moving on to a standard variable rate mortgage at the end of your fixed-rate deal? You can speak with… Read the full article

Should I Fix My Mortgage Rate for 10 years?

should I fix my mortgage rate

With the recent increase in interest rates, this could see the end of the record low mortgage rates, so is now the right time for you to consider fixing your mortgage rate for 10 years? This may feel daunting as many of us are used to fixing for 2 or a… Read the full article

Stamp Duty Cuts Have Saved First Time Buyers £284M

stamp duty changes

The changes introduced by the government mean that if you are a First Time Buyer purchasing your first home for under £300,000 you no longer have to pay Stamp Duty. If, you are purchasing a home for up to £500,000 you will also benefit from a Stamp Duty reduction.Unsure if… Read the full article

What does the Bank of England Interest Rate Increase Mean for Your Mortgage?

what do interest rate rises mean for my mortgage

The Bank of England has raised interest rates from 0.5% to 0.75%, the highest rate since 2009. The base rate is set by the Bank of England and is used by banks to calculate interest rates, although it is not compulsory to follow it.Although this is not a huge increase,… Read the full article

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Ellen King

Absolutely delighted with the service we received from Dean. The advice we received was timely and thorough; the service provided went above and beyond our expectations compared to other mortgage advisors we have used in the past and the whole application process was made straightforward and stress free. Overall, an excellent value for money service that I would highly recommend.

Ellen King

2019-09-04T15:53:10+00:00

Ellen King

Absolutely delighted with the service we received from Dean. The advice we received was timely and thorough; the service provided went above and beyond our expectations compared to other mortgage advisors we have used in the past and the whole application process was made straightforward and stress free. Overall, an excellent value for money service that I would highly recommend.

Miss Knight

We would like to take this opportunity to thank you for your efforts in making it possible for us to purchase our first property.  You have been brilliant and your services have been friendly, helpful, swift and professional.  We cannot thank you enough and it has been an absolute pleasure working with you.  What is known to be a stressful time has been very smooth and I have yourselves to thank for this.

Miss Knight

2016-03-22T17:24:36+00:00

Miss Knight

We would like to take this opportunity to thank you for your efforts in making it possible for us to purchase our first property.  You have been brilliant and your services have been friendly, helpful, swift and professional.  We cannot thank you enough and it has been an absolute pleasure working with you.  What is known to be a stressful time has been very smooth and I have yourselves to thank for this.

Mr L

Mr L hadn’t sold his house but had found the house of his dreams, we arranged a mortgage that allowed him to buy his new house without selling and a mortgage that was flexible enough for him to pay a large amount off when he sells his house.

2016-09-13T12:38:09+00:00
Mr L hadn’t sold his house but had found the house of his dreams, we arranged a mortgage that allowed him to buy his new house without selling and a mortgage that was flexible enough for him to pay a large amount off when he sells his house.

Miss G

Miss G sold her house and had found a new house, it all looked straight forward but she had a historical bankruptcy which meant lots of lenders were declining her. We found her a mainstream high street lender that would offer a mortgage even with her previous bankruptcy.

2016-09-13T12:43:22+00:00
Miss G sold her house and had found a new house, it all looked straight forward but she had a historical bankruptcy which meant lots of lenders were declining her. We found her a mainstream high street lender that would offer a mortgage even with her previous bankruptcy.

Mr W

Mr W works abroad but wanted to buy a buy to let property, most lenders will require him to own and live in in a mortgaged property in the UK, however we found a lender that would lend at sensible interest rates for a new buy to let purchase.

2016-09-13T12:48:10+00:00
Mr W works abroad but wanted to buy a buy to let property, most lenders will require him to own and live in in a mortgaged property in the UK, however we found a lender that would lend at sensible interest rates for a new buy to let purchase.

Mr C

Mr C wanted to buy a student house in Lincoln via a limited company to take advantage of the income tax benefits of this. He spoke with other brokers and high street lenders all of which said it wasn’t possible. We found a building society who specialise in this with sensible fees and interest rates.

2016-09-13T12:49:06+00:00
Mr C wanted to buy a student house in Lincoln via a limited company to take advantage of the income tax benefits of this. He spoke with other brokers and high street lenders all of which said it wasn’t possible. We found a building society who specialise in this with sensible fees and interest rates.