The coronavirus pandemic has created some big shifts in how we’re living our lives. The enforced ‘lockdown’ has seen many more people working from home, children being home schooled and families spending more time together – and in particular, more time outside making the most of our daily exercise time…. Read the full article
It’s no secret that applying for a mortgage involves a lot of paperwork and this can often feel quite stressful – especially when you’re asked to provide bank statements to your mortgage lender and effectively open the doors to your personal finances. So why do they even need this information? In… Read the full article
Property investment can be a great way to make some easy income – but before you become a landlord, you’ll need a buy-to-let mortgage in order to purchase your rental property…What is a buy-to-let mortgage?Simply put, these are mortgages which are specifically designed for people who want to buy property… Read the full article
Planning on moving home? It doesn’t need to be stressful! Here’s a simple breakdown of everything you’ll need to consider along the way… Decide Your BudgetYour first step! It’s important to know how much you can afford before you start looking at houses. There’s nothing more disappointing than falling in love with… Read the full article
The number of fee-free mortgages being offered by lenders is increasing in a bid to get more borrowers. According to Moneyfacts approximately 40% of the available deals on mortgages in July this year came without any fees. Is there a catch? A fee-free mortgage is very enticing but before you… Read the full article
With the recent interest rate increase the gap between a fixed-rate mortgage and a variable rate mortgage is now at its widest for 10 years. What can you do to avoid moving on to a standard variable rate mortgage at the end of your fixed-rate deal? You can speak with… Read the full article
With the recent increase in interest rates, this could see the end of the record low mortgage rates, so is now the right time for you to consider fixing your mortgage rate for 10 years? This may feel daunting as many of us are used to fixing for 2 or a… Read the full article
The changes introduced by the government mean that if you are a First Time Buyer purchasing your first home for under £300,000 you no longer have to pay Stamp Duty. If, you are purchasing a home for up to £500,000 you will also benefit from a Stamp Duty reduction.Unsure if… Read the full article
The Bank of England has raised interest rates from 0.5% to 0.75%, the highest rate since 2009. The base rate is set by the Bank of England and is used by banks to calculate interest rates, although it is not compulsory to follow it.Although this is not a huge increase,… Read the full article
