If you’re one of the UK’s 140 000 Armed Forces personnel then you’ll probably know that getting a forces mortgage isn’t always simple. Having no permanent address and being abroad for significant amounts of time can all have a real impact when it comes to being accepted. So what should you… Read the full article
If you’re self-employed, you could be forgiven for thinking that getting a self-employed mortgage is a bit of a minefield. Tons of paperwork, terrible rates and most people get declined anyway, right!? WRONG! The fact is, that getting a mortgage when you’re self-employed needn’t be a hassle if you know how…Who is Classed… Read the full article
Whether you’re in the remain or leave camp, there’s no doubt that Brexit has created a whole lot of uncertainty in the UK over the last couple of years – and especially in the last few months. It’s hardly surprising that many of us are wondering what the ultimate impact… Read the full article
Buying your first home can feel pretty scary. It’s a huge financial commitment and everywhere you turn there’s more legal and financial mumbo-jumbo and jargon than you can shake a stick at! You have to find a mortgage – where do you even begin?? Then you have to actually choose a house… Read the full article
The world of mortgages and finance can feel pretty confusing sometimes – the jargon alone can give you a headache! By the time you’ve worked out the difference between your AIP, your APR, your HLC and your LTV you feel completely lost – and worse still, like you have no… Read the full article
You probably already know that when you apply for a mortgage (or any type of credit), the lender will do a credit check. The results of that check will help them to decide whether to accept or decline your application. However, did you also know that your credit score can determine what… Read the full article
If you are thinking about re-mortgaging or you are unsure whether you can, or maybe you are looking to save some money we have created a guide to help you decide whether a re-mortgage could be an option for you. Reasons to Re-Mortgage Your current mortgage deal is coming to… Read the full article
The number of fee-free mortgages being offered by lenders is increasing in a bid to get more borrowers. According to Moneyfacts approximately 40% of the available deals on mortgages in July this year came without any fees. Is there a catch? A fee-free mortgage is very enticing but before you… Read the full article
The availability of bad credit mortgages is on the rise with over 800 mortgage products now available according to moneyfacts. If you’ve defaulted on a loan payment in the past or have had a CCJ should you consider a bad credit mortgage? Below we explore what they are: How Do… Read the full article
With the recent interest rate increase the gap between a fixed-rate mortgage and a variable rate mortgage is now at its widest for 10 years. What can you do to avoid moving on to a standard variable rate mortgage at the end of your fixed-rate deal? You can speak with… Read the full article
✨ 5 Quick Money Saving Tips ✨
Whether you're saving for a deposit or your next holiday, these quick tips will help you to get there faster!
1) Use energy efficient light bulbs
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2) Take a packed lunch to work
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3) Switch off plug sockets when they're not in use
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4) Speak to you bank about using a 'Save the Change Scheme'
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5) Compare supermarket prices using www.mysupermarket.co.uk/
NOW IT'S YOUR TURN!
What tips can you add to this list? 👇
