Planning on moving home? It doesn’t need to be stressful! Here’s a simple breakdown of everything you’ll need to consider along the way… Decide Your BudgetYour first step! It’s important to know how much you can afford before you start looking at houses. There’s nothing more disappointing than falling in love with… Read the full article
There’s a saying that buying a home is one of the most stressful things you can do. While that can be the case, it doesn’t need to be if you avoid these common home buyer mistakes…1) Not Researching the NeighbourhoodIf you’re moving to a new area, make sure you do your homework!… Read the full article
Investing in a life insurance policy is a great way to get peace of mind that your loved ones will be financially provided for when you die. Before you take the plunge however, it’s a good idea to consider your personal circumstances and decide which type of policy is the… Read the full article
How do you know when it’s time to get life insurance? Isn’t it just another expense – and one that you can’t actually benefit from until you die? These are valid questions and ones that most people probably ask themselves. In this post, we hope to simplify the rather complex and… Read the full article
If you’re one of the UK’s 140 000 Armed Forces personnel then you’ll probably know that getting a forces mortgage isn’t always simple. Having no permanent address and being abroad for significant amounts of time can all have a real impact when it comes to being accepted. So what should you… Read the full article
If you’re self-employed, you could be forgiven for thinking that getting a self-employed mortgage is a bit of a minefield. Tons of paperwork, terrible rates and most people get declined anyway, right!? WRONG! The fact is, that getting a mortgage when you’re self-employed needn’t be a hassle if you know how…Who is Classed… Read the full article
Whether you’re in the remain or leave camp, there’s no doubt that Brexit has created a whole lot of uncertainty in the UK over the last couple of years – and especially in the last few months. It’s hardly surprising that many of us are wondering what the ultimate impact… Read the full article
Buying your first home can feel pretty scary. It’s a huge financial commitment and everywhere you turn there’s more legal and financial mumbo-jumbo and jargon than you can shake a stick at! You have to find a mortgage – where do you even begin?? Then you have to actually choose a house… Read the full article
The world of mortgages and finance can feel pretty confusing sometimes – the jargon alone can give you a headache! By the time you’ve worked out the difference between your AIP, your APR, your HLC and your LTV you feel completely lost – and worse still, like you have no… Read the full article
You probably already know that when you apply for a mortgage (or any type of credit), the lender will do a credit check. The results of that check will help them to decide whether to accept or decline your application. However, did you also know that your credit score can determine what… Read the full article
